Originally Posted by
pbrower2a
In a competitive industry, almost anything that reduces costs reduces prices. Physicians who have practices more likely to be sued (let us say obstetrics or neurosurgery) pay higher premiums for malpractice insurance than do those less likely to be sued.
The above is an excellent example of a "cost driver". I've seen little debate/working to solving the problem of some medical procedures/drugs , which have inherent risks. I think the discussion should revolve around "how do we fix the cost/benefits of inherently risky medical situations". Perhaps, decoupling accidental harm from outright negligence would be a good start.
But even at that, physicians have another good cause to avoid lawsuits: should they lose, physicians don't look so great to potential patients. I have noticed a book in the local library with such a title as "Bad Physicians", naming names of physicians who have had disciplinary measures taken against them not only for incompetent to substandard medical behaviors, but also sexual harassment and dishonest dealings with payers (including insurance).
The above is a valid alternative to malpractice. I'll be the first to admit that any profession has its bad apples. I've read "Good Pills, Bad Pills". There are some medications which are ineffective, waste of money, cons outweigh the pros, etc. My guess is that some medical procedures, say lobotomies are, just bad procedures.
You wouldn't want to deal with a physician who cheats insurance companies, would you?
Nope.
There are also lists of people with a proclivity to sue physicians for malpractice. Some people are looking for easy money, as in getting a settlement for a bad diagnosis. Such a bad diagnosis could be a patient's fault -- such as for failing to disclose an existing condition while tempting a physician to commit malpractice. If you are a physician you want no such person as a patient. It is up to patients to disclose all pre-existing conditions to a physician. Good physicians of course insist on the transfer of records from previous physicians.
Agreed. (Though hiding pre-existing conditions from insurance companies has all of the positive incentives there are. )
But before you go on a spiel about the necessity to constrain the costs of frivolous lawsuits for malpractice (and they happen, and they cost physicians dearly), then that would be a valid reason for a single-payer system that would maintain lower costs in part by taking malpractice lawsuits as a potential gravy train for some "winner" of the medical lottery.
I don't understand the above, please clarify.
MBTI step II type : Expressive INTP
There's an annual contest at Bond University, Australia, calling for the most appropriate definition of a contemporary term:
The winning student wrote:
"Political correctness is a doctrine, fostered by a delusional, illogical minority, and promoted by mainstream media, which holds forth the proposition that it is entirely possible to pick up a piece of shit by the clean end."