People - you are not getting health CARE from any insurance company. You are getting insurance. Insurance is a bet between you and the insurance company over whether you will get sick or not. As in any other form of betting, the odds are rigged in favor of the house.
If you want health CARE, your best bets are either a doctor who takes cash and will give you a discount for sparing the clinic the burden of insurance company paperwork, or else have a national (or state or city or county) health service; or both.
I repeat: a national health service is probably your best bet. Let the screams of "Socialism" and the British horror stories begin.
How to spot a shill, by John Michael Greer: "What you watch for is (a) a brand new commenter who (b) has nothing to say about the topic under discussion but (c) trots out a smoothly written opinion piece that (d) hits all the standard talking points currently being used by a specific political or corporate interest, while (e) avoiding any other points anyone else has made on that subject."
"If the shoe fits..." The Grey Badger.