Nope. I believe you(and a few others) are the only ones, though.Originally Posted by playwrite
Next meme? <chuckle!> I just use what you give me to work with, PW.
(I didn't even know what a 'young invincible' was until you mentioned it!)
Prince
PS:
In-Deed! That's why you see me posting so many links to various web-bloggers all the time.!
I Am A Child of God/Nature/The Universe
I Think Globally and Act Individually(and possibly, voluntarily join-together with Others)
I Pray for World Peace & I Choose Less-Just Say: "NO!, Thank You."
Until about seven years ago, I was a picture of health. I ate right, exercised, yoga, and other means of healthy living. Then I was diagnosed with a very serious and rare illness. From what they know about the illness it is set off from a typical bacteria that is in the soil and water.
I too, probably thought at the time that if people only lived right, they wouldn't need extensive medical care. Many illnesses in our world are not from not living a healthy life style, but from genetics, chemicals in the air we breath, food, soil and water. Unless we live in a bubble, we will all most likely, even the healthiest among us, experience sickness at some point. It's a given, except for maybe a few.
I am fortunate enough to be able to afford an insurance policy through COBRA. If I had to buy insurance in the market place, as it stands now, the major insurance plans do not contract with the two hospitals that I would have to have for my particular illness. Not every hospital does transplants.
"The only Good America is a Just America." .... pbrower2a
Typical of your ilk; you know nothing of the subject but still feel you can judge it as a shit sandwich....
(I didn't even know what a 'young invincible' was until you mentioned it!
And people wonder why we have morons in Congress.
"The Devil enters the prompter's box and the play is ready to start" - R. Service
“It’s not tax money. The banks have accounts with the Fed … so, to lend to a bank, we simply use the computer to mark up the size of the account that they have with the Fed. It’s much more akin to printing money.” - B.Bernanke
"Keep your filthy hands off my guns while I decide what you can & can't do with your uterus" - Sarah Silverman
If you meet a magic pony on the road, kill it. - Playwrite
Yes, it's insurance reform. Do you really want the government involved in reforming the delivery system? Makng it financially beneficial to use best practicies is about as far as politicains need to get involved.
My $0.02
Marx: Politics is the art of looking for trouble, finding it everywhere, diagnosing it incorrectly and applying the wrong remedies.
Lennon: You either get tired fighting for peace, or you die.
One may try to live a healthy lifestyle, but nevertheless, your health is subject to Murphy's Law..
My "ilk".* Love it!
What I meant was that I've never refered to them as the "young invincibles".
I haven't found that term used much in actual 'day-to-day operations'. But I
guess we just have a completely different experience i/r/t our exposure to
information. I've got "Friends in Low Places", you know. YMMV.
Prince
PS:
I thought it had to do with $$$.
--------------
* non-liars
Last edited by princeofcats67; 11-02-2013 at 11:43 AM. Reason: Changed to a much more appropriate vid!(lol)
I Am A Child of God/Nature/The Universe
I Think Globally and Act Individually(and possibly, voluntarily join-together with Others)
I Pray for World Peace & I Choose Less-Just Say: "NO!, Thank You."
Dr. John Noseworthy.
<giggle!>
Nose-Worthy.
Now there's a man who was born to sniff-out a "shit-sandwich"!
Anyway, he's actually looking at how things really operate(eg: actual "care", costs, value).
That's a far-cry from the people who just want 'insurance-coverage' for as many people as
possible(amongst 'other' intentions). Like I said, there's a group out there that just want
that $$$ coming-in, but definitely don't give a damn about what actually happens as far as
those types of outcomes(eg: care, cost, etc.).
Prince
PS: Plus, he's from the Mayo Clinic. What the hell do they know?
I Am A Child of God/Nature/The Universe
I Think Globally and Act Individually(and possibly, voluntarily join-together with Others)
I Pray for World Peace & I Choose Less-Just Say: "NO!, Thank You."
I see you've decided to join Rani's clown car of the sanctimonious WITH insurance.Dr. John Noseworthy.
<giggle!>
Nose-Worthy.
Now there's a man who was born to sniff-out a "shit-sandwich"!
Anyway, he's actually looking at how things really operate(eg: actual "care", costs, value).
That's a far-cry from the people who just want 'insurance-coverage' for as many people as
possible(amongst 'other' intentions). Like I said, there's a group out there that just want
that $$$ coming-in, but definitely don't give a damn about what actually happens as far as
those types of outcomes(eg: care, cost, etc.).
Prince
PS: Plus, he's from the Mayo Clinic. What the hell do they know?
No one with a sick kid or spouse and no insurance coverage goes around speaking this horseshit you two spew.
"The Devil enters the prompter's box and the play is ready to start" - R. Service
“It’s not tax money. The banks have accounts with the Fed … so, to lend to a bank, we simply use the computer to mark up the size of the account that they have with the Fed. It’s much more akin to printing money.” - B.Bernanke
"Keep your filthy hands off my guns while I decide what you can & can't do with your uterus" - Sarah Silverman
If you meet a magic pony on the road, kill it. - Playwrite
I present this as an alternative: http://rsc.scalise.house.gov/solutio...-betterway.htm
Remember, the government is run by lawyers, not doctors. They aren't even second string. That would be the bean countersAbsolutely, since that's exactly what I wrote!
Marx: Politics is the art of looking for trouble, finding it everywhere, diagnosing it incorrectly and applying the wrong remedies.
Lennon: You either get tired fighting for peace, or you die.
The model for allowing cross-state insurance is the credit card companies; all of which by 'coincidence' located in Delaware that just happened to have the least amount of regulations. Let's see credit card companies borrow for about 1% and turn around and lend for 12% plus with additional fees and penalties. Yea, that's a great way to go! Sign me up!
Malpractice suits average around a billion dollars a year; chump change in a $2.6 Trillion (that's with a 'T') health care annual economy. Even the estimate of $60 billion for so-called 'defensive medicine' (i.e. tests/procedures ordered supposedly just to protect the docs; funny, how the patients' wanting these tests/procedures are never mentioned) is just 2% of the annual cost of health care. Malpractice protection is about something but it's not about lower health care costs - most people can figure this out, if they spend a little time thinking about it.
Oh, and how do tax breaks and Health Savings Accounts help the 10s of millions that can't afford insurance in the first place?????
Oh, and we pay for all those tax cuts by kicking people off of Medicare and add to the 10s of millions that can't afford insurance or have enough income for those nifty tax breaks and really awesome Health Savings Account.
This alternative could only appeal to sociopaths.
"The Devil enters the prompter's box and the play is ready to start" - R. Service
“It’s not tax money. The banks have accounts with the Fed … so, to lend to a bank, we simply use the computer to mark up the size of the account that they have with the Fed. It’s much more akin to printing money.” - B.Bernanke
"Keep your filthy hands off my guns while I decide what you can & can't do with your uterus" - Sarah Silverman
If you meet a magic pony on the road, kill it. - Playwrite
Yes, structure the Health Insurance system for the wealthy alone. Good plan.
FWIW, an HSA and a high deductible policy won’t even work for me, and I have an employer paying into the HSA on my behalf. It’s the 1% plan, just what the GOP would order if it could.
Be careful what you wish for. One illness takes your HSA to zero. The next takes everything but your house.
Marx: Politics is the art of looking for trouble, finding it everywhere, diagnosing it incorrectly and applying the wrong remedies.
Lennon: You either get tired fighting for peace, or you die.
What they have in place now anyone not dirt poor below the poverty, can't afford to have it and use it, so really what has been accomplished? absolutely nothing. I know folks above the cutoff for subsidies they are going to be forced to pay the fine due to being cut from employer plans. They don't make enough to afford 1800 a month in insurance and have a home/apartment/trailer and eat and have that.
I'm just really grateful I served in the military, my husband has a state government job that covers his needs and the kids. Mine is till covered by my employer, but if it gets cut I got the best letter ever in the mail from the VA saying I meet the damn crap and don't have to bother with the ACA debacle, because being a vet gets me VA care. not great, but no fine.
Apparently you're the one having a problem with reading comprehension.
The only mention here of sociopath was in reference to those coming up with a plan that only benefits top incomes, leaves the uninsured continually uninsured, and adds to the ranks of the uninsured by kicking them off Medicare.
If you look at the sociopaths prescribing this (i.e. Congressional GOP) they are made up of lawyers, accountants but ALSO a few doctors and dentists.
Maybe you should relax those panties you got so knotted up; they're obviously causing some reduced brain flow.
"The Devil enters the prompter's box and the play is ready to start" - R. Service
“It’s not tax money. The banks have accounts with the Fed … so, to lend to a bank, we simply use the computer to mark up the size of the account that they have with the Fed. It’s much more akin to printing money.” - B.Bernanke
"Keep your filthy hands off my guns while I decide what you can & can't do with your uterus" - Sarah Silverman
If you meet a magic pony on the road, kill it. - Playwrite
Now that's the nihilist that we've all come to know and love.
Don't you think you should disclose that you are fully insured? Just wondering.
I guess there's a difference between an Internet sanctimonious faux nihilist and a well-off personal pragmatist in the real world.
Last edited by playwrite; 11-02-2013 at 12:08 PM.
"The Devil enters the prompter's box and the play is ready to start" - R. Service
“It’s not tax money. The banks have accounts with the Fed … so, to lend to a bank, we simply use the computer to mark up the size of the account that they have with the Fed. It’s much more akin to printing money.” - B.Bernanke
"Keep your filthy hands off my guns while I decide what you can & can't do with your uterus" - Sarah Silverman
If you meet a magic pony on the road, kill it. - Playwrite
I should also disclose that I am fully insured! I'm not so sure about after Jan. 1, but I'm insured until then!
Those words, "temperate and moderate", are words either of political cowardice, or of cunning, or seduction. A thing, moderately good, is not so good as it ought to be. Moderation in temper, is always a virtue; but moderation in principle, is a species of vice.
'82 - Once & always independent
The reality is that the Medicaid expansion increases the number of people getting single payer and for those making more (up to $92,000 per year for a family of four), there is heavy federal subsidies for buying insurance.
Reality doesn't come close to your perception with one BIG exception, and that is in those Red States that choose not to take the Medicaid Expansion. It created a donut hole of people making too much for Medicaid but not enough to qualify for the subsidies.
With that FACT, it amazes me that good people spend even a second bashing Obamacare while not screaming their bloody heads off about what those Red states are doing to their people most in need.
I guess its the same people who don't have a clue that food stamps were just cut off for millions of people starting yesterday.
"The Devil enters the prompter's box and the play is ready to start" - R. Service
“It’s not tax money. The banks have accounts with the Fed … so, to lend to a bank, we simply use the computer to mark up the size of the account that they have with the Fed. It’s much more akin to printing money.” - B.Bernanke
"Keep your filthy hands off my guns while I decide what you can & can't do with your uterus" - Sarah Silverman
If you meet a magic pony on the road, kill it. - Playwrite
I posted this before (see below). Have you really checked what your options are on the exchange or are you going by what your former insurer is trying to get you to pay? You know you have the freedom to check out other possibilities, right? The exchanges are just suppose to give you more options and a hell of a lot more information about what you are buying. I realize you're in NC so you probable have been screwed over by your state GOP knuckle-draggers, but have you really checked?
http://occupyamerica.crooksandliars....story-debunked
I could try to get Mr. Hiltzik to contact you and check for you.Yet Another Obamacare Horror Story Debunked
Deborah Cavallaro got a letter from Anthem Blue Cross which stated, “Because of the requirements of the new laws, we can no longer offer your current Anthem policy.”
Deborah Cavallaro was all over the news on Wednesday as an example of someone who lost her existing health insurance thanks to Obamacare. Except one problem -- the plan she qualifies for is better. Under her current plan, she is limited to two doctor visits a year, pays $293 a month with a yearly deductible of $5,000. Cavallaro says she was told by her insurance broker she would be paying $478 a month -- but she didn’t check the website herself. There, she would have found a better plan, with only a $2,000 deductible and all doctor visits covered by a copay...for only $40 more a month.
Cavallaro told CBS Los Angeles that she received a letter from Anthem Blue Cross which stated, “Because of the requirements of the new laws, we can no longer offer your current Anthem policy.”
“I was infuriated, totally infuriated,” she said. “It’s sort of forcing you to walk the plank.”
CBS:
"The letter also said that Cavallaro is being offered a new policy and her monthly payment will increase from $292 to $484.
“The president kept saying, you know, ‘If you like your plan, you can keep your plan. Your premiums will be going down.’ But, in fact, the letter is completely contradictory to that,” said Cavallaro.
Jamie Court, the president of Consumer Watchdog, said major health insurance companies are simply taking advantage of the confusion surrounding the new health care law to engage in price gouging.
“This is not the fault of the Affordable Care Act or President Obama. This is the fault of the insurance company. This is a handful of insurance companies that have convinced a very gullible state agency, Covered California, to allow them to drop plans that could very easily…with a few little tweaks… be compliant under the Affordable Care Act, and people wouldn’t have to leave their plans,” said Court."
Michael Hiltzik at the LA Times talked with Cavallaro, 60, after her CNBC appearance:
"Her current plan, from Anthem Blue Cross, is a catastrophic coverage plan for which she pays $293 a month as an individual policyholder. It requires her to pay a deductible of $5,000 a year and limits her out-of-pocket costs to $8,500 a year. Her plan also limits her to two doctor visits a year, for which she shoulders a copay of $40 each. After that, she pays the whole cost of subsequent visits.
This fits the very definition of a nonconforming plan under Obamacare. The deductible and out-of-pocket maximums are too high, the provisions for doctor visits too skimpy.
As for a replacement plan, she says she was quoted $478 a month by her insurance broker, but that's a lot more than she'll really be paying. Cavallaro told me she hasn't checked the website of Covered California, the state's health plan exchange, herself. I did so while we talked.
Here's what I found. I won't divulge her current income, which is personal, but this year it qualifies her for a hefty federal premium subsidy.
At her age, she's eligible for a good "silver" plan for $333 a month after the subsidy -- $40 a month more than she's paying now. But the plan is much better than her current plan -- the deductible is $2,000, not $5,000. The maximum out-of-pocket expense is $6,350, not $8,500. Her co-pays would be $45 for a primary care visit and $65 for a specialty visit -- but all visits would be covered, not just two.
Is that better than her current plan? Yes, by a mile.
If she wanted to pay less, Cavallaro could opt for lesser coverage in a "bronze" plan. She could buy one from the California exchange for as little as $194 a month. From Anthem, it's $256, or $444 a year less than she's paying now. That buys her a $5,000 deductible (the same as she's paying today) but the out-of-pocket limit is lower, $6,350. Office visits would be $60 for primary care and $70 for specialties, but again with no limit on the number of visits. Factor in the premium savings, and it's hard to deny that she's still ahead."
Hiltzik notes that "The sad truth is that Cavallaro has been very poorly served by the health insurance industry and the news media. It seems that Anthem didn't adequately explain her options for 2014 when it disclosed that her current plan is being canceled. If her insurance brokers told her what she says they did, they failed her. And the reporters who interviewed her without getting all the facts produced inexcusably shoddy work -- from Maria Bartiromo on down. They not only did her a disservice, but failed the rest of us too."
Excellent journalism, Mr. Hiltzik.
"The Devil enters the prompter's box and the play is ready to start" - R. Service
“It’s not tax money. The banks have accounts with the Fed … so, to lend to a bank, we simply use the computer to mark up the size of the account that they have with the Fed. It’s much more akin to printing money.” - B.Bernanke
"Keep your filthy hands off my guns while I decide what you can & can't do with your uterus" - Sarah Silverman
If you meet a magic pony on the road, kill it. - Playwrite
Yes, there is exactly one provider on the exchange in my county, and it is the same provider I used to have. The closest new plan costs more for everything - GP visits, specialists, prescriptions, hospital. The only positive difference is a $650 savings in the worst-case scenario OOP maximum, but it costs an additional $2,000 in premiums so it ultimately costs more whether I need it or not.
I might be able to qualify for the subsidy if we drop my wife's plan, but that plan is incredibly efficient because it is offered directly by the school that owns the hospital. So, dropping that plan is a pretty damn perverse incentive that inflates total spending and profiteering, even if it does help me out personally.
Those words, "temperate and moderate", are words either of political cowardice, or of cunning, or seduction. A thing, moderately good, is not so good as it ought to be. Moderation in temper, is always a virtue; but moderation in principle, is a species of vice.
'82 - Once & always independent
Tim has spoken the truth.
That is where I am at right now. I just had to put money in the HSA for my next MD visit. And next month's GI meds.
It's cost shifting, to the poor from the rich. The other way around prevents violent uprisings. The French and Russian aristocrats paid the price for failing this test.
Just a correction -- Millions of Americans were not cut off from food stamps (SNAP) on Friday. SNAP benefits were reduced; a single person with no income gets $189 a month in benefits instead of $200. Benefits on average fell by about 6 percent for most people.I guess its the same people who don't have a clue that food stamps were just cut off for millions of people starting yesterday.
I was not happy about the "snip SNAP", but its inaccurate to imply that they were thrown off of the program.
I want people to know that peace is possible even in this stupid day and age. Prem Rawat, June 8, 2008
This is how we move forward.
From Bernie Sanders
"Health Care: Sen. Bernie Sanders on Saturday said Vermont could lead the nation toward a Medicare-for-all, single-payer health care system that provides better care for more people at less cost. The state in 2017 plans to implement a new universal health care system like every other major nation already has and like the one Barack Obama promised for the country when he campaigned for the White House in 2008, MSNBC reported. Sanders said health insurance companies and the pharmaceutical industry oppose the move because they would lose their lucrative advantages under the current setup that wastes money on bureaucracy and paperwork."
"The only Good America is a Just America." .... pbrower2a
Here's the thing that you're not grasping - if it was just the pharmaceutical industry and the insurers opposing single payer, then single payer would have happened a long long time ago.
50-55% of people get employer-based insurance; they know it, they're use to it, and they are NOT going to easily be convinced to give it up to move onto a government program. MOST of them, BY FAR, are going to fight tooth and nail against being moved to some government replacement program. It will make the fight over Obamacare look like a church picnic.
In addition, over 30% of the people are already on single payer in the form of Medicare and Medicaid, they like it. They like it enough to be easily manipulated into being scared shitless by the possibility of everyone joining them on those programs and somehow diminishing the program for them. Again, MOST of them, BY FAR, are going to be scared of an expansion that takes on everyone and they too will fight tooth and nail against it.
As long as you ignore this reality, and keep blaming the lack of support for single payer on the insurance and drug companies, you will continue to be as ineffective as anyone living in magic pony land.
The ONLY way to move to single payer is by evolving it - its going to take years if not decades to get to single payer for everyone. That does not mean that significant progress toward that goal cannot be achieved; it takes understanding what the milestones for getting there will be and supporting them rather than obstructing them with deadly ignorance.
TRY to think backwards from the goal of single payer for everyone that would evolve over a decade and see if you can't come to understand what those key milestones would be - it could open a whole new world for you.
Last edited by playwrite; 11-04-2013 at 12:34 PM.
"The Devil enters the prompter's box and the play is ready to start" - R. Service
“It’s not tax money. The banks have accounts with the Fed … so, to lend to a bank, we simply use the computer to mark up the size of the account that they have with the Fed. It’s much more akin to printing money.” - B.Bernanke
"Keep your filthy hands off my guns while I decide what you can & can't do with your uterus" - Sarah Silverman
If you meet a magic pony on the road, kill it. - Playwrite
Hold on, this is basically the Overton Window argument - it's possible to pass anything that is popular with the electorate. You're saying we just need more time for public opinion to change. I get that. It makes sense, it's even considered "common sense."
But tell me why a public option couldn't get passed, because that had like... 2/3rds support among the population, and it would probably be the difference between the ACA being majority supported or not (at least among voters.)
The idea of the Overton Window is dead because polticians have little to any incentive to represent the wishes of the voters.
"As long as you ignore this reality ... you will continue to be as ineffective as anyone living in magic pony land."
Those words, "temperate and moderate", are words either of political cowardice, or of cunning, or seduction. A thing, moderately good, is not so good as it ought to be. Moderation in temper, is always a virtue; but moderation in principle, is a species of vice.
'82 - Once & always independent
